American classic car insurance

Insurance cover for American classic cars

If you have tamed the Mustang and travelled in style in a Cadillac then you know you need a policy that has the muscle and strength of cover to protect your American classic car.  Towergate Classic Motor can provide this and with over 40 years worth of experience you know your car is in safe hands.

We know our Chevrolet Camaros from our Pontiac Firebird Trans Ams and our extensive knowledge of the American classic car market means we can understand your insurance requirements more effectively, especially as many American cars are modified in some way. Many insurers will simply not grasp the details and could mean they simply refuse cover in such cases. Not us – we will do all we can to accommodate mild modifications, although even we have to draw the line at dragsters…

Key features

• Free 'Agreed Valuation' certificates - to avoid disputes at the time of a loss, the value of your vehicle is agreed at the start of the policy
• Personal Belongings cover for up to £150 for personal belongings if they are lost or damaged by an accident, fire, or theft if located in or on the car
• Legal costs incurred with our consent, in connection with a claim against your policy

Excesses

• Unlimited windscreen cover - subject to policy excess of £50 
• Starting from £100

Key exclusions

• We will not cover loss of your car, accessories or spare parts if the car is unoccupied and the ignition key or card is in or on your car
• We will not cover loss or damage resulting from deception

Documents:

• Policy summary (PDF 91kb)
• Policy wording (PDF 148kb)
• Terms of business (PDF 47kb)