Classic commercial vehicle insurance

Insurance cover for classic commercial vehicles

They have been the world’s work horse for years gone by, carrying and fetching, pushing and pulling.  Now your classic commercial vehicle has been lovingly restored and ready to be showed to the rest of the world.

Towergate Classic Motor can provide you with a policy to protect your commercial classic vehicle whether on the road or off the road.  We understand the enormous effort it takes to source obsolete parts and the hours involved in putting it all together until the day the key is turned to get the old girl moving again.

Key features

• Free 'Agreed Valuation' certificates - to avoid disputes at the time of a loss, the value of your vehicle is agreed at the start of the policy.
• Personal Belongings cover for up to £150 for personal belongings if they are lost or damaged by an accident, fire, or theft if located in or on the car.
• Legal costs incurred with our consent, in connection with a claim against your policy

Excesses

• Unlimited windscreen cover - subject to policy excess of £50 
• Starting from £100

Key exclusions

• We will not cover loss of your car, accessories or spare parts if the car is unoccupied and the ignition key or card is in or on your car
• We will not cover loss or damage resulting from deception

Documents:

• Policy summary (PDF 91kb)
• Policy wording (PDF 148kb)
• Terms of business (PDF 47kb)