Classic car insurance

Insurance cover for classic cars

It’s your pride and joy the vehicle you lavish attention and time upon, a delicate machine that requires dedication care and maintenance.

Towergate Classic Motor have a classic car insurance package that is tailored to meet the needs of you and your vehicle, with over 25 years worth of experience within classic motor vehicle insurance you know your car is in safe hands.

Our classic motor vehicle insurance specialists work with the customer to understand what they need from a classic car insurance policy.

Key features

• Free 'Agreed Valuation' certificates - to avoid disputes at the time of a loss, the value of your vehicle is agreed at the start of the policy
• Personal Belongings cover for up to £150 for personal belongings if they are lost or damaged by an accident, fire, or theft if located in or on the car
• Legal costs incurred with our consent, in connection with a claim against your policy
• Breakdown assistance - special rates to cover vehicle breakdowns anywhere in Europe
• Reinstatement cover
• Up to 50% uplift in value to cover uneconomic repair costs available as an option
• Option to retain salvage

Excesses

• Unlimited windscreen cover - subject to policy excess of £50 
• Starting from £100

Key exclusions

• We will not cover loss of your car, accessories or spare parts if the car is unoccupied and the ignition key or card is in or on your car
• We will not cover loss or damage resulting from deception

Documents:

• Policy summary (PDF 91kb)
• Policy wording (PDF 148kb)
• Terms of business (PDF 47kb)